Accident Disability Insurance (ACC3-D10-M2)

Accident Only Policy (ACC3)

This is an accident only policy. If you are confined in a hospital for 24 hours or more due to injury we will pay $150.00 for each day of the hospital stay up to 365 days per accident.

Disability Supplement (D10)

When you are totally disabled and unable to work due to any covered accident we will pay $1000.00 per month up to 12 months.

Accident Outpatient Expense (M2)

There is a $50.00 deductible per accident then the policy pays 100% of outpatient medical expenses up to $500.00 per accident.

Return of Premium Benefit

If you surrender your policy, a percentage of your total premiums, paid, less claims or policy loans will be paid back to you. At 25 years the percentage is 100%.

This policy is sold in North Dakota only.

Did You Know?

Every Second of Every Day, someone is disabled from an accidental injury. And 1 in 8 Americans nearly 37.9 million people receive medical attention for nonfatal injuries annually.*

*Source National Safety Council, Injury Facts, 2012 Edition