About Surety Life & Casualty – Dedicated To Your Protection

Since it was founded in 1936, Surety Life and Casualty Insurance Company has specialized in providing Insurance Protection to individuals and families. The company was incorporated in 1936 under the name of Surety Mutual Health and Accident Insurance, and it sold accident and health insurance policy’s.

Young couple meeting with insurance agent

In April 2004 the company demutualized and became a stock life company, and the name of the company was change to Surety Life and Casualty Insurance Company.

In January 2005 the company expanded its life products to include final expense whole life insurance, and it started to sell whole life and graded whole life insurance.

In April 2014 the company introduced and started selling its new innovative Accident with Critical Illness Plan.

The company is currently licensed in the states of North Dakota, South Dakota, Nebraska, Montana, Nevada, and Arizona.

Surety has built an excellent reputation for providing quality products, professional service, and financial stability.

Our policies are designed to be simple and easy. Easy to understand how they work and simple to write and use if they are needed. We believe that supplemental insurance should not place a burden on budgets or families. That life is complicated enough on its own without adding stress to difficult situations. We value people over profits and through our innovative solutions desire to meet and exceed your individual needs.



Duane Steffes
President, Chairman, and CEO

Cody Carter
Vice President

Karen Skeldum
Secretary / Treasurer


  • Duane Steffes
  • John Steffes
  • Cody Carter
  • Jon Seefeld
  • Dean Mastel
  • Karen Skeldum

View frequently asked questions or complete the form below.

Call Surety Life & Casualty at 1-800-232-3979, or complete the form below and you will be contacted as soon as possible.